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How Long Does it Take to Settle a Car Accident Claim?

Shook & Stone Injury Attorneys

After you have been wrongfully injured in a car collision, it is your right to submit an injury claim for the recompense of any damage. Many accident victims ponder how long they will wait until their automobile accident litigation resolves–the answer differs with each case but generally ranges from several months to multiple years.

Some personal injury cases can be settled quickly and effectively, while other complex claims may require a significant time investment. Fortunately, a skilled personal injury attorney can streamline the process of settling your claim by leveraging their expertise to review key facts in detail and provide essential support throughout.

Patience, Patience, and Yes... More Patience.

An insurance company needs to investigate the accident, review medical records and bills, obtain police reports, and other documents required by their internal procedures. Then they need to evaluate the claim to determine if they will accept responsibility and make a settlement offer. All this requires an extensive process that may take several months or longer, as each case is unique and will move at its own pace.

Insurance Companies and Delays

Insurance companies are money-making organizations that offer coverage for various events, such as car accidents. They evaluate the risk level of a driver before deciding how much should be charged as premiums. It is unfortunate to note that some insurance agents utilize bad faith practices to save profits; one prominent example being delay tactics. This hampers customers from getting the proper compensation they deserve and ultimately deprives them of their due rights.

Common Delay Tactics and the Reasons Behind Them

By delaying claims, insurance companies can gain various advantages. Not only do delay tactics force policyholders into accepting settlements lower than what they deserve, but the mounting economic repercussions that follow an incident cause a sense of desperation and urgency in individuals who must take whatever is offered as soon as possible to avoid further financial strain. As these delays continue, so does the inequality between those with reliable coverage and those without it.

Insurance companies capitalize on the money paid in premiums by policyholders and invest it for increased earnings. Typically, this money is placed into accounts with interest-bearing capabilities and held until payment is due to a policyholder; thus, allowing the insurance company more time to gain from accumulated financial gains as much as possible before releasing funds.

Some insurers may choose to retaliate against policyholders who assert their rights by deliberately delaying the processing of their claims. This might be done in different ways and could cause significant inconvenience for affected customers.

Understanding one’s rights and recognizing the obligations of insurance suppliers is critical for all policyholders. Unfortunately, some insurers delay making payments to acquire more premiums and interest growths and potentially accept lowball offers from claimants in need. Therefore it is vital to be aware of how bad faith practices are carried out by certain companies.

What You Can Do About Bad Faith Insurance Companies

To protect yourself from incidents of bad faith, it’s important to take preventive measures. Do your homework and research an insurance company carefully before you buy a policy from them – look for any past lawsuits regarding bad faith claims and read reviews left by other policyholders about their experience with the insurer. If there are any signs of repeated issues or dissatisfied customers, it’d be wise to switch carriers to safeguard yourself against future complications.

If you believe your insurance company has acted in bad faith, a Nevada insurance claim lawyer is the answer. An experienced attorney can evaluate any potential issues of bad faith and provide legal advice on how to proceed with your case. Don’t delay—reaching out to an experienced lawyer as soon as possible increases your chances of recovering what you are owed from the insurer.

How a Car Accident Injury Attorney Can Help

The primary role of your injury attorney is to ensure you are treated fairly by the insurance company that holds your claim. Additionally, your attorney should stay in constant communication with the other side and update you regularly. A qualified attorney can accurately estimate a timeline for your claim, but ultimately the pace of your litigation is influenced by several external factors.

These include:

In some cases, a car accident claim takes substantially longer to settle due to motion practice, discovery disputes, expert testimony, and mediation. Ultimately, each case is unique and requires the assessment of your attorney to determine how long it will take to settle.

When you are injured in an automobile accident, it is essential that you contact an experienced injury lawyer as soon as possible. A reputable personal injury attorney will ensure your rights are protected throughout the entire process and help you secure the maximum compensation for your injuries.

With the help of a skilled injury attorney, you can rest assured that your automobile accident claims will be handled with professionalism and care–increasing the likelihood of obtaining a successful resolution efficiently.

Planning for Delays in an Insurance Settlement

If you do experience any delays, there are several things you can do to minimize the impact on your life:

Ultimately, understanding how long it takes to settle a car accident claim can give you an idea of what to expect during the process. However, due to its complex nature, it’s best to have a qualified lawyer by your side to help you navigate the claim. This will give you peace of mind, help ensure a speedy resolution, and increase the likelihood that you’ll receive the compensation you deserve.


The bottom line is patience, insurance companies will try and wear you down. They know if someone is injured they need money to take care of bills, so they will try and make you accept a lowball offer. If someone’s case is not settled within a reasonable amount of time, then it may be wise to seek legal counsel.

An experienced injury attorney can provide advice on how best to proceed with your claim and help ensure that you receive a fair and just settlement in a timely manner. Don’t wait, contact an experienced car accident attorney today to get the help you need. Call Shook & Stone at (702) 570-0000 or fill out the form for more information.

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Las Vegas, NV 89101
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Las Vegas, NV 89148
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