What does workers’ compensation cover in Las Vegas? Workers’ compensation in Las Vegas may help eligible employees receive financial compensation for lost wages and medical costs associated with their work-related injury.
You may be able to receive additional compensation in cases of full or partial disability. Understanding what workers’ compensation covers can be critical to getting your life back on track, so be sure to speak with a Las Vegas workers’ compensation lawyer.
What Workers’ Compensation Provides in Las Vegas
If you suffered an on-the-job injury, you may be entitled to compensation for your medical expenses and missed wages. Workers’ compensation applies to injuries and illnesses that occur during the normal course of work, meaning when you are engaging in activities that you normally complete for work tasks. There are restrictions on when it applies.
In the United States, most employers are required to provide workers’ compensation, but workers’ compensation doesn’t cover all injuries. Workers’ comp generally covers injuries or illnesses arising out of and in the course of employment.
It does not include injuries that are self-inflicted intentionally or catching a cold from a worker. If you are unsure if you have the right to pursue workers’ compensation, contact us for a consultation.
If you believe that you are entitled to compensation for a work-related injury, please contact our experienced workers’ comp lawyers. We can help you understand your legal options and answer the question, “What does workers’ compensation in Las Vegas cover?”
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What Injuries Are Not Covered by Workers’ Comp?
Workers’ compensation can provide compensation in the form of coverage for medical bills and, in some cases, time off work for your recovery, but only for injuries attributed to the work you do. Workers’ compensation in Las Vegas does not cover all work-related injuries.
Examples of this include:
- Injuries that Don’t Occur at Work: To qualify for compensation, your injury must occur at work or be directly related to your job. An illness, for example, might not happen at work but could still be related to your job.
- Self–Inflicted Injuries: A self-inflicted injury will not be covered by workers’ compensation. For example, an individual cannot start a fight and collect compensation for his /her injuries. This constitutes self-inflicted harm.
- Injuries from a Crime: If your employer believes that you were injured while committing a crime at work, you will not be eligible to collect compensation. An illegal activity is not connected to your job, so it excludes you from benefits.
- Injuries that Violate Company Policy: You cannot collect workers’ compensation if your injury occurred while you were breaking company policy. Even if the act was lawful, it is still ineligible for workers’ compensation coverage.
Getting hurt at work should not happen in most situations. Employers have the responsibility to ensure every worker has access to the right training, safety equipment, and an overall safe environment to work in, and when that does not happen, you can seek financial support.
It can be challenging to prove your injuries in some cases. Hiring a workers’ compensation attorney in Nevada can become essential.
You Cannot Pursue Pain and Suffering Claims
Keep in mind that with workers’ compensation in place, you cannot file a claim for pain and suffering from your employer. Workers’ compensation is a no-fault system, meaning that you do not have to prove the employer was negligent, and they do not have to prove they are not.
In some situations, there will be opportunities to file a lawsuit against those at fault. Our workers’ compensation attorney can help you navigate those rights and understand the Employee Guide to Workers’ Compensation.
Workers’ Comp Can Cover
If you have an injury, inform your employer and then get medical care. Put your health first in these situations. So, what does workers’ compensation in Las Vegas actually cover?
- Hospitalization
- Medical Procedures
- Medications & Prescriptions
- Disability Expenses
- Replacement Wages
There are limitations to these awards. One of the most important things to know is that you must get care from a licensed medical provider recognized and approved by the insurance agency. If you received a denial for any reason, reach out to our workers’ compensation lawyer in Las Vegas for a consultation to review your case and claim.
Medical Treatment Coverage from Workers’ Comp
Workers’ compensation covers all necessary medical costs related to the injury that occurred at work. This includes emergency and medical doctor appointment costs, surgery costs, and any expenses for physical therapy, medications, or testing. It may also cover complications from those injuries or from care or treatment.
Lost Wage Coverage from Workers’ Comp
Lost wages apply at various levels. Temporary total disability pays you two-thirds of your gross average weekly wage if your doctor says you cannot work at all or two-thirds of the difference in your gross average weekly wage and what you are earning now.
You may receive permanent disability, including total permanent disability or partial permanent disability, if you are unable to go back to work. A lump sum payment, typical in a permanent partial disability or monthly payments in total permanent disability, may be paid to you.
Vocational Rehabilitation Coverage
In some situations, you may be able to work, but you cannot do the type of work you were doing. In these situations, your workers’ compensation may cover vocational training or support to help you return to work in another field.
Death Benefits Paid by Workers’ Compensation
In some situations, a person may lose their life as a result of a work-related injury. This type of situation results in claims made against the employer, but workers’ compensation will pay up to $10,000 for burial expenses and benefits to dependents, in many situations. Browse our client testimonials to learn about our track record of success.
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Get a Free Review of Your Las Vegas Workers’ Compensation Case
If you find yourself asking, “What does workers’ compensation in Las Vegas cover?” We encourage you to contact the seasoned attorneys at Shook & Stone Injury Lawyers today. Over the years, we’ve helped our clients recover more than $1 billion in compensation, settlements, and verdicts.
Let us put this knowledge and experience to work for your claim. To start your review, fill out our online evaluation form or give us a call.
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