If you have been injured while working, you may be able to receive permanent disability benefits. A Reno permanent disability lawyer can help you navigate the application or appeal process to ensure your benefits or rights are not at risk. With their extensive knowledge, they can get you the most favorable outcome possible.
Shook & Stone Injury Lawyers can help you navigate various aspects of filing for permanent disability benefits. We are committed to championing your rights and well–being to ensure you receive the compensation you deserve.
We have been providing valuable support since 1997, and you can be confident that a Reno Social Security Disability lawyer will provide excellent service and counsel.
What Constitutes a Permanent Disability
A permanent disability can be physical or mental and impact your ability to work and earn an income. When you are facing hardships caused by a disability, you can pursue benefits to offset the costs associated with your healthcare and lack of financial resources.
These generally include Social Security Disability Insurance (SSD) and Social Security Income Insurance (SSI), but may also include others.
To claim benefits, you will file an application with the Social Security Administration or through the coverage you have through an employer. You will have to meet certain requirements and provide evidence of your disability. You are also typically required to be disabled for at least a year to claim disability benefits.
SSDI benefits may be recovered if you have been in the workforce long enough to earn coverage through Social Security. Workers earn a credit for each quarter they work, and generally need a certain number of credits to be insured.
These requirements do not apply to SSI benefits, but you must have a need based on limited income or other resources.
What Benefits Can You Receive for a Permanent Disability
Depending on your situation, SSDI and SSI benefits for people with disabilities may be claimed together or separately. Each program offers different benefits depending on your circumstances and qualifications.
Regardless of which one you are approved for, you will receive a payment each month in the amount determined during the application process.
Along with benefits, there may also be health coverage options for people who get Social Security Disability Insurance (SSDI). These typically come in the form of Medicare or Medicaid. They may coexist with, or fill the gap, when it comes to your disability payments. Your lawyer can provide clarity on your options and whether or not you qualify for these health benefits.
Additionally, you could also be entitled to permanent partial disability benefits in certain circumstances. A permanent disability lawyer in Reno can help you understand permanent partial disability payments to ensure you receive all benefits you are entitled to.
They can help you determine if you are eligible and how much you can receive. It should not affect other Social Security benefits you may have.
Requirements for Applying for Disability Benefits
Before you can receive benefits for a permanent disability, you must first learn how someone becomes eligible and see if you meet those requirements.
A permanent disability attorney in Reno can help you see if your situation entitles you to benefits. Eligibility for Social Security Disability Insurance is typically based on your work history and medical need.
To meet the work history portion of the requirements, you must have paid into Social Security through years in the workplace. Generally, you earn credits as you work that help insure you for coverage if you sustain a disability.
One credit may be earned for each quarter of the year. While 40 credits are needed, you may be eligible if you have 20 credits earned within 10 years prior to your condition.
You will also need to show that your disability prevents you from working and will last for a year or more. When assessing whether or not you have a qualifying disability, your eligibility and ability to work and the severity of your condition will be weighed heavily when your application is processed.
Accommodations for Special Circumstances
Exceptions to these requirements may apply at times depending on certain circumstances. If you are blind, are a disabled surviving spouse, have a child with a disability, or are a veteran, you may not have to meet all the eligibility requirements. You could also receive special accommodations based on your unique needs.
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How a Reno Permanent Disability Attorney Can Help You Secure Benefits
Securing permanent disability benefits can be complicated at times, and having a lawyer on your side can simplify the process immensely and increase your chances of securing the benefits you need.
They can walk you through your options, help you determine eligibility, negotiate with the insurance company, and help you appeal denied claims.
When a lawyer takes your case, they will take the time to listen to your situation, understand your disability, and learn what your needs are. They will provide counsel on the course of action that is best suited to your situation.
They will safeguard your rights and communicate with insurance companies on your behalf. As your lawyer handles the complexities of your case, you can focus on your healthcare.
When hiring the attorney who will represent you, there are four questions to ask a Social Security Disability lawyer when discussing your case. You should first find out what information you will need when filing your claim, and how long the lawyer has handled cases like yours. You should also learn what to expect out of the claim process and whether or not your claim can be appealed if it is denied.
Shook & Stone Injury Lawyers Advocate for Your Wellbeing
Shook & Stone Injury Lawyers are committed to securing the benefits you deserve and ensuring you have sufficient compensation to accommodate this life change.
We know the importance of benefits when you are dealing with a disability, and we provide you with valuable support so you do not have to navigate the process alone. Schedule a free consultation today to discuss your options for benefits.
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