If you become severely disabled and cannot work anymore after spending several years paying FICA taxes out of your work wages or self-employment income, you may qualify for financial assistance through the Social Security Disability Insurance (SSDI) program overseen by the Social Security Administration (SSA). As anyone who has ever sought these benefits before could tell you, though, proving that you meet the criteria to receive this type of support can be far from simple.
Another aspect of this process that is not always straightforward is the financial value of the payments you ultimately receive if you qualify for SSDI benefits. Fortunately, you have support available from our seasoned SSDI attorneys who can help you get the best possible result from your application while also ensuring you understand exactly what amount of Summerlin SSDI benefits you should be getting.
How Are SSDI Benefits Calculated?
The SSA calculates the value of SSDI benefits in Summerlin, Rhodes Ranch, Sovana, and Sun City by first calculating a claimant’s average indexed monthly earnings (AIME). This involves averaging how much money the claimant has earned and paid FICA taxes on for up to 35 years of work history, with adjustments made for inflation as needed.
Then, the SSA calculates the claimant’s primary insurance amount to determine their monthly SSDI payment.
Other Important Things to Know About SSDI Benefits
Once someone’s SSDI benefits amount is calculated, they cannot change that amount until they perform at least one year of gainful work and improve their AIME, which is unrealistic for most people applying for disability benefits from Social Security. However, the SSA automatically makes a cost of living adjustment (COLA) every year to account for inflation.
It is also worth noting that individuals receiving workers’ compensation benefits in Summerlin may have their SSDI payments offset based on the amount of money they receive from workers’ comp. Similar adjustments may be made based on money the claimant is receiving through other state and federal government support programs. A qualified legal professional could explain whether and how factors like this might impact a specific claim during a private consultation.
Wondering if you meet the SSDI requirements?
A Summerlin Lawyer Could Answer Questions About SSDI Benefits
Even if you meet all the criteria to receive Summerlin SSDI benefits, applying to receive them can still be an intimidating and evidence-intensive process. Combine that with the long wait times that SSDI applicants usually face while the SSA processes their petitions, and it should be apparent why it is best to put your best foot forward the first time you apply for coverage.
That is why it’s a good idea to seek help from a skilled attorney early on in the application process. Call Shook & Stone today to learn more.
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