# How Can Insurance Adjusters Try to Devalue My Claim? | Open 24/7

Insurance adjusters are trained to settle claims for as little money as possible. They will employ a variety of ploys to achieve their goal of reducing the value of your claim or even denying it altogether. Here are five of the most frequent methods insurance adjusters try to de-value your claim:

### 1. Offering a Quick Settlement

One of the most common ways insurance adjusters try to de-value your claim is by offering a quick settlement. They may tell you that the sooner you settle, the faster you’ll get paid. Or they may offer a lowball settlement that’s just a fraction of what your claim is actually worth. They always want you to settle for less than you deserve, no matter the circumstances.

![Cta Image](https://www.shookandstone.com/wp-content/themes/shook-and-stone-redesign/assets/app/img/cta-1.webp)  Injured by someone else's negligence? We'll help you get the compensation you deserve for your injuries. [(702) 570-0000](tel:+17025700000)

### 2. Claiming Your Injuries Are Pre-Existing

If you’ve been in an accident, the insurance adjuster may try to argue that your injuries are pre-existing. They may say that you were already injured before the accident happened, and that the accident didn’t cause your injuries. They may also try to minimize your injuries, claiming that they aren’t as serious as you claim. Either way, their goal is to reduce the value of your claim.

The Compensation Benefits You Deserve ![ampersand](https://www.shookandstone.com/wp-content/themes/shook-and-stone-redesign/assets/app/svg/ampersand.svg)  We’ll help you win the benefits you need to get your life back. [(702) 570-0000](tel:+17025700000)

### 3. Denying Your Claim Altogether

Another common tactic insurance adjusters use is to deny your claim altogether. They may say that you’re not covered under your policy, or that your injuries aren’t covered. They might try to shift the blame for the accident away from themselves by claiming you were at fault. They will do anything they can to prevent your claim from being approved.

![Cta Image](https://www.shookandstone.com/wp-content/themes/shook-and-stone-redesign/assets/app/img/john.webp) ![Cta Image](https://www.shookandstone.com/wp-content/themes/shook-and-stone-redesign/assets/app/img/shook-cta.webp)  Hurt due to someone else's negligence? Call now for your free, confidential case review. [Start Your Case Evaluation](https://www.shookandstone.com/contact-us/)

### 4. Delaying Your Payment

Insurance adjusters may also try to delay your payment. They may say that they need more time to investigate your claim. Or they may ask for additional documentation, such as medical records or police reports. The goal is to make the process take so long that you get frustrated and settle for less than you deserve.

[(702) 570-0000](tel:+17025700000) Call Today for a
Free Consultation We’ll help you win the benefits you need to get your life back.

### 5. Lowballing Your Settlement

Finally, insurance adjusters may try to lowball your settlement. They may give you an initial offer that’s much lower than what your claim is actually worth. Or they may make a series of low offers, hoping that you’ll eventually get frustrated and accept one of them. In other words, they want you to take a lowball offer.

If you’ve been injured in an accident in Las Vegas, don’t let an insurance adjuster take advantage of you. Be sure to consult with an experienced Las Vegas personal injury attorney who can help you protect your rights and get the full value of your claim. Give us a call at [702-570-0000](tel:+17025700000).

Insurance Blog Posts:    [![Debunking the Myth of Full Coverage Car Insurance](https://www.shookandstone.com/wp-content/uploads/2013/03/incurance-policy-300x200.jpg)](https://www.shookandstone.com/blog/debunking-the-myth-of-full-coverage-car-insurance/)     [Insurance](https://www.shookandstone.com/blog/category/insurance/)   |  March 15 2013

### [Debunking the Myth of Full Coverage Car Insurance](https://www.shookandstone.com/blog/debunking-the-myth-of-full-coverage-car-insurance/)

[READ POST](https://www.shookandstone.com/blog/debunking-the-myth-of-full-coverage-car-insurance/)         [![De Facto Denial: The Insurer is Not Responding to the Injured Worker](https://www.shookandstone.com/wp-content/themes/shook-and-stone-redesign/assets/app/img/default.webp)](https://www.shookandstone.com/blog/de-facto-denial-the-insurer-is-not-responding-to-the-injured-worker/)     [Insurance](https://www.shookandstone.com/blog/category/insurance/)   |  October 13 2017

### [De Facto Denial: The Insurer is Not Responding to the Injured Worker](https://www.shookandstone.com/blog/de-facto-denial-the-insurer-is-not-responding-to-the-injured-worker/)

[READ POST](https://www.shookandstone.com/blog/de-facto-denial-the-insurer-is-not-responding-to-the-injured-worker/)         [![Recovery Requirements Under UM/UIM Policies in Nevada](https://www.shookandstone.com/wp-content/uploads/2013/05/car-accident-300x200.jpg)](https://www.shookandstone.com/blog/recovery-requirements-under-um-uim-policies-in-nevada/)     [Insurance](https://www.shookandstone.com/blog/category/insurance/)   |  May 10 2013

### [Recovery Requirements Under UM/UIM Policies in Nevada](https://www.shookandstone.com/blog/recovery-requirements-under-um-uim-policies-in-nevada/)

[READ POST](https://www.shookandstone.com/blog/recovery-requirements-under-um-uim-policies-in-nevada/)         [![Car Insurance Coverage: Don't Wait Until the Last Minute](https://www.shookandstone.com/wp-content/uploads/2014/01/auto-insruance-300x158.jpg)](https://www.shookandstone.com/blog/car-insurance-coverage-dont-wait-until-the-last-minute/)     [Insurance](https://www.shookandstone.com/blog/category/insurance/)   |  January 6 2014

### [Car Insurance Coverage: Don't Wait Until the Last Minute](https://www.shookandstone.com/blog/car-insurance-coverage-dont-wait-until-the-last-minute/)

[READ POST](https://www.shookandstone.com/blog/car-insurance-coverage-dont-wait-until-the-last-minute/)

---

Source: https://www.shookandstone.com/faqs/how-can-insurance-adjusters-try-to-devalue-my-claim/

<!-- plugin=object-cache-pro client=phpredis metric#hits=7739 metric#misses=13 metric#hit-ratio=99.8 metric#bytes=12371805 metric#prefetches=0 metric#store-reads=827 metric#store-writes=6 metric#store-hits=1253 metric#store-misses=3 metric#sql-queries=32 metric#ms-total=742.18 metric#ms-cache=124.61 metric#ms-cache-avg=0.1498 metric#ms-cache-ratio=16.8 sample#redis-hits=1391340376 sample#redis-misses=9307806 sample#redis-hit-ratio=99.3 sample#redis-ops-per-sec=456 sample#redis-evicted-keys=0 sample#redis-used-memory=100381408 sample#redis-used-memory-rss=107835392 sample#redis-memory-fragmentation-ratio=1.1 sample#redis-connected-clients=1 sample#redis-tracking-clients=0 sample#redis-rejected-connections=0 sample#redis-keys=26246 -->
