There is no one way to answer this question. If you have been involved in a Nevada car accident, the length of time your claim will take to process will vary based on a number of factors. These factors can include the nature of the nature of the accident itself, the severity of the damages, how many drivers were involved and more. Most jurisdictions in the United States require insurance companies to either reject or settle an auto accident claim within 60 days maximum. The least complicated claims take about two to three weeks to process, although some could be settled sooner.
Your insurance company is only required to make an offer within this time frame. The offer does not guarantee an end to your case. Your case could continue after the insurance company’s offer for a number of reasons. Typically, the reason is because the policyholder is unsatisfied with the outcome. With the help of a Las Vegas car accident attorney from our firm, you could potentially reject this offer and fight to maximize your settlement.
If you believe that your insurance company is “dragging its feet” so to speak and stalling payment, then you should secure the involvement of an attorney. Your case can only be resolved after you have filed your initial claim, scheduled an inspection and spoken with an adjuster.
The Insurance Information Institute suggests six steps for those who are unhappy with the way that their claim is being handled. If you are unhappy because your claim is taking a long time to settle or you are not happy with the outcome of your claim, you should first speak directly with a representative from the insurance company. Take all the necessary effort to support your case with further evidence and documentation. You should also review your insurance policy to make sure you fully understand the type of coverage you are entitled to.
In some cases, claimants end up contacting their state insurance department (Nevada Division of Insurance) so that they can explain their grievance. At any time during this process, you can contact an attorney. If you believe that your claim is taking longer than is necessary or normal, a lawyer can evaluate your case and ensure that you are not getting the short end of the stick.