Is Med Pay Required in Nevada?
Medical Payments Coverage or "Med Pay" is an optional form of insurance coverage in the state of Nevada. When you purchase auto insurance, you will be asked to select whether you want to purchase Med Pay (and for what amount) or whether you reject this form of coverage.
If you choose to purchase Med Pay for an additional premium, you may choose $1,000, $2,000, $5,000 or $10,000 per person.
Med Pay provides medical compensation for you or your passengers' injuries in the event of a car accident. This coverage is provided regardless of fault. This means that even if you were at fault for the car accident, you and/or your injured passengers can receive up to your policy limits ($1k-$10k per person) from your insurance company.
It is important to remember that collision coverage, comprehensive coverage, and liability coverage do not pay for your injuries or your passengers' injuries.
To learn more about the functions of these types of coverage, visit our FAQ page on liability, collision, and comprehensive insurance coverage.