If you have been injured in an accident on-the-job in Las Vegas, your employer may not be the only party responsible for your injuries, damages, and losses. Depending on the circumstances of the incident, workers may be able to file what is known as a third-party claim in addition to filing for workers’ compensation benefits from their employers.
What is the difference between workers’ compensation and third-party claims? They are two entirely different claims. A workers’ compensation claim is filed through the employer and their insurance company. Third-party claims are civil lawsuits that are brought through the court system. A third-party claim is filed against a party other than the employer whose negligence may have caused or contributed to the incident. For example, a responsible third party may be the manufacturer of a defective product, a general contractor, a property owner, or even a negligent driver who may have caused the worker’s injuries.
While most workers in the state are covered by Nevada workers’ compensation, the money they get through those benefits is often not adequate to cover major expenses such as medical costs and loss of wages. This is especially true in cases that involve serious injuries, permanent disabilities, or death. Damages that may be sought in a third-party claim include: lost future income, past and future pain and suffering, medical and rehabilitation costs, and loss of livelihood.
The experienced Las Vegas workers’ compensation lawyers at Shook and Stone fight for the rights of injured workers and their families. Please contact us at (888) 662-2013 to obtain more information about pursuing your legal rights.